The Fair Debt Collection Practices Act and Your Rights
Collections Defense Lawyer in Jacksonville
As a consumer, you are protected from certain types of creditor actions by the federal Fair Debt Collection Practices Act. At The Law Offices of Robert Peters P.A., our Jacksonville bankruptcy attorney can assist you in collections defense. When a creditor is constantly hounding you, calling you over and over in a short period of time, or contacting you outside the allowe d hours of 8 am to 9 pm, or has done the following they are violating your rights and can be held accountable. They may have to pay YOU damages if they harassed or abused you.
- Threatened you with any physical harm
- Made your debt public
- Claimed that they are a lawyer that is going to file suit against you (when they are not)
- Used any derogatory terms or profanity
- Not properly identified themselves
- Threatened to report false credit information
- Implied they are with the government
Jacksonville Collections Defense Attorney
If you believe you are a victim of creditor harassment or abuse, we can help. Even if they have been within the restrictions of the law, once we take on dealing with them, they are restricted from contacting you again. In either situation, we can be of service to you and fight to protect your rights under the FDCPA. We are powerful and dedicated advocates for consumers who have been taken advantage of, have been abused, or are encountering serious issues with creditors that need to be resolved.
Families have suffered from terrible stress and anxiety through these actions, and even marriages have been destroyed when there is ongoing stress involving debts and money. We have the goal of assisting you to get all such matters under control and get your life back on track financially, and personally. If your rights have been violated, you can have confidence that we know exactly how to fight back for you.
Contact a Jacksonville bankruptcy attorney if you need help with collections defense.