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Bankruptcy Blog

KEEP A CREDIT CARD AND FILE BANKRUPTCY?

Can you file for bankruptcy and keep a credit card? Let’s start with the number one rule of bankruptcy which is disclosure. All assets and debts must be listed on your bankruptcy filing which is ...
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Controlling Stress in a debt filled life

“I AM AN OLD MAN AND HAVE KNOWN A GREAT MAY TROUBLES, BUT MOST OF THEM NEVER HAPPENED” Mark Twain To be sure, stress is a constant for many of us in this fast paced, high tech day and age. ...
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WHAT IS A "REAFFIRMATION AGREEMENT"?

A reaffirmation agreement is a type of relief agreement that allows you to keep your property even after discharge of your debt after bankruptcy. However, under a reaffirmation agreement you still ...
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SURELY THE TRUSTEE WON'T TAKE ROVER OR TWEATY?

Well… technically, the trustee does have this power. But before you hyperventilate over the thought of loosing Fluffy or Spot, remember that in Florida you can exempt animals. This does not ...
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CHARITY AND BANKRUPTCY - CAN I STILL DONATE IF I FILE FOR BANKRUPTCY?

Yes you can. And bless you for even wanting to. I must admit that when I tighten the belt, the first thing I cut is donations. But for many people, tithing or other forms of giving to their church of ...
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CAN I FILE BANKRUPTCY MORE THAN ONCE?

How often are you entitled to bankruptcy relief? Filed bankruptcy before and wondering whether it is possible to file again? There are basic rules that apply to repeat bankruptcy filers. You can file ...
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WILL ANYONE KNOW THAT I FILED BANKRUPTCY?

My Employer? Not usually, unless you filed bankruptcy in order to stop a wage garnishment, than your employer must be informed. Otherwise there is usually no good reason or standard procedure in which ...
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Even the Millionaires in the NFL have financial difficulties Even the Millionaires in the NFL have financial difficulties

Steve Young, the NFL needs you back. Not so much on the Gridiron per se, though your legacy as a quarterback with the San Francisco 49ers will long be revered in the annals of football history, but as ...
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HOW WILL MY CREDIT REPORT BE AFFECTED BY FILING FOR BANKRUPTCY?

A bankruptcy can be reported on your credit report for ten (10) years after the filing of the case. If you file a bankruptcy and voluntarily dismiss it before the discharge, the credit reporting ...
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Car Lenders Becoming More Aggressive with Lending

The ability to get credit after bankruptcy is a major concern that I regularly hear about from my bankruptcy clients. But where do debtors stand as far as being able to get auto financing after ...
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Jacksonville Bankruptcy Lawyer Presents Supreme Court Ruling

Florida Supreme Court Expands Debtor’s Eligibility For $4,000 Wildcard Personal Property Exemption Jacksonville Bankruptcy Lawyer , Robert L. Peters, is excited to announce that the Florida ...
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Jacksonville Bankruptcy Lawyers Questions January Rise in Sales

Jacksonville Bankruptcy Lawyer , Robert L. Peters noticed a report in an increase in home sales in January. If you are a home owner, especially one in foreclosure, this may have grabbed your attention ...
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Jacksonville Bankruptcy Attorney Update on Buffalo Debt Agency

Jacksonville Bankruptcy Lawyer , Robert L. Peters, is excited to announce that the Buffalo debt collection agency who admitted to selling personal information has been sentenced and fined. The ...
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Exciting News From Your Jacksonville Bankruptcy Lawyer

Jacksonville Bankruptcy Lawyer , Robert L. Peters is excited to give our Jacksonville foreclosure clients some great news. There is good news for any tenant facing eviction after foreclosure. The ...
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Jacksonville Bankruptcy Lawyer Presents Bailout Article

Geithner Urges U.S. Housing-Finance Law Within Two Years to Avoid Bailouts U.S. Treasury Secretary Timothy F. Geithner said Congress must pass housing-finance legislation within two years to avoid ...
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The Fair Debt Collections Practices Act Explained By Jacksonville Bankruptcy Lawyer

The Fair Debt Collections Practices Act (FDCPA) requires debt collectors to: Identify themselves and notify the consumer that the communication is from a debt collector and that any information ...
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The Telephone Consumer Protection Act of 1991 Explained By Jacksonville Bankruptcy Lawyer

The Telephone Consumer Protection Act of 1991 (TCPA) became a federal law in 1991 and will be explained in more detail by Jacksonville Bankruptcy attorney Robert Peters. The TCPA governs the conduct ...
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Jacksonville Bankruptcy Attorney Gives Tips on How to Rebuild Your Credit

Rebuilding Credit after Filing for Chapter 7 Bankruptcy Jacksonville Bankruptcy Attorney hears from clients that they’ll never be able to have good credit again. In fact, most people think that ...
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Chapter 7 and 11 Bankruptcy Laws Explained by Jacksonville Bankruptcy Lawyer

Consumers and businesses considering filing for bankruptcy should know the important differences between the different bankruptcy codes. Jacksonville bankruptcy attorney Robert Peters helps explain ...
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Jacksonville Bankruptcy Attorney Reminds Creditors of New Rules

Jacksonville Bankruptcy Attorney wants credit cardholders to be aware of changes to credit card rules. Last year new Credit Cars rules came into affect, but Jacksonville Bankruptcy Attorney has ...
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Jacksonville Bankruptcy Attorney Offers Credit Facts

Fair Credit Reporting Act (FCRA) Here is a summary of your major rights under the Fair Credit Reporting Act (FCRA) from Jacksonville Bankruptcy Attorney . For more information, including information ...
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Jacksonville Bankruptcy Lawyer Details Supreme Court Ruling on Chapter 13 Auto Ownership Expenses

Yesterday, the U.S. Supreme Court issued a creditor friendly decision in the case of Ransom v. Fia Card Services. At issue was the “ownership expense” deduction in the means test, ...
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Do I Lose My Rental Property if I file bankruptcy in Florida?

Many of our clients automatically assume they will lose their rental property if they file for bankruptcy. Isn’t that the whole idea of bankruptcy? That you give up everything you have, with a ...
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Struggling with Your Mortgage or in Foreclosure?

Are you struggling to stay current with mounting mortgage costs or finding yourself already in arrears? Well, you’re not alone. According to a recent Reuters article by Lynn Adler, a staggering ...
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Florida Foreclosure, Florida Bankruptcy, Florida Loan Modification-What Is Best Course of Action?

Everyone—from the halls of Congress to the many channels of media—is paying a ton of attention to those Americans who have lost their homes in the seemingly endless mortgage meltdown. ...
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